← Full Kashf
Free Bank Loan Calculator · Kashf by Axiom Zones

Rajhi Bank Loan Analyzer
True Cost Revealed

Analyze any Rajhi Bank loan or Murabaha offer. See true IRR vs advertised rate and Beautification Score.

تحليل قروض بنك الراجحي

تحليل عروض التمويل من بنك الراجحي — IRR الحقيقي ودرجة التجميل

Advertised APR
6%
True IRR
Beauty Score
Monthly Payment
Total You Pay
Total Interest
How It Works

Why Your Bank Loan Costs More Than You Think

📊 APR vs IRR

Banks advertise APR calculated on the original balance. IRR calculates the true cost accounting for balance reduction. The gap is always significant.

🎭 Beautification Score

Our proprietary metric (0-100) measures how much the bank hides. Score 70+ means significant hidden costs you were not told about.

💰 Hidden Fees

Administrative fees, insurance, and service charges are often added to the loan and accrue interest — increasing the true cost silently.

☪️ Islamic Alternative

Murabaha financing from Islamic banks is often competitively priced or cheaper. Always compare before signing any contract.

FAQ

Common Questions

Full Analysis on Kashf

Compare multiple banks, Islamic alternatives, refinancing options and more